'paycheck protection'
DISABILITY INSURANCE
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It is scary, but disability can happen to anyone without warning. In the 'blink of an eye' an accident can change your life forever. The 'BAD NEWS' from a routine doctor visit can forever be 'the day' a disability begins. We all know people who have been affected by it. Your paycheck / income is the BASE OF EVERYTHING YOU LIVE ON. How long could you last without a paycheck while the bills keep coming in ? If you have some type of coverage, do you really KNOW how much of your paycheck would be covered and for how long it would pay? Is your existing coverage short-term, long-term, base pay only, % based on what level of pay, lifetime, till age 65 ? Do you keep paying the premium if on claim ? etc. The terminology can be really tricky if you don't deal with it regularly. There is a good chance you can get better programs by shopping. Do you know how little it would cost to protect your paycheck? Maybe you should get a new competitive quote. |