Business owners, you have a unique set of challenges.
I know, because I am a business owner.
Most people do not have the ability to make a part-time income, or even tougher, a full-time income year after year, without a boss. Congratulations!
I can relate to working a full-time job and starting a small business on a part-time basis. I did that exact thing when I was in the Navy to get my start in the insurance business. If you are wanting to start a business, I can give you some solid ideas to help you.
If you are going to start a full-time business, or already have one, I can be of even greater help to you. Whether you employ one person or 1000 people, I can help.
As a business owner you are faced with many financial challenges:
How does the new health care law affect me? Where can I get low-priced health insurance? What about an HSA? What about group coverage? What about business overhead insurance to cover bills if I get hurt or sick? What about legal insurance to cover lawyers? What about disability insurance to cover everything possible if I need it? What about accidents only? What if I want to protect myself financially if my business partner becomes disabled or dies? What about other "key" employees that I would have a hard time replacing if they were to die? What about identity theft? How much do I need to spend on a website? What about computer safety? What about some kind of inexpensive benefits package to help me retain my employees? What kind of pension plan would work best for my situation? Should I open an IRA? What about future financing needs? What can I do now to set myself up to be in good shape for the future?
Contact me for a free financial check-up to learn more. There is no obligation. You will be glad you did.